Finance Digitalisation for Charities with Income Up to £10m

Donor Confidence
Starts With a Finance
Function You Can Trust.

I help charities automate the complexity of fund accounting — so you spend less time reconciling and more time delivering impact.

Book Your Free 30-Min Call See What I Do →
40–60%
Reduction in manual
finance work
£1,900
Average monthly
cost saving
11 yrs
Charity sector
senior leadership
Free
30-min discovery call
— no obligation
The Problem

Your Charity Deserves a Finance
Function It Can Rely On.

Charities with income up to £10m are large enough to have real fund accounting complexity — but too small for an enterprise IT department. The result is skilled finance teams doing work that should have been automated years ago.

Manual tracking of restricted vs unrestricted funds, gruelling audit preparations, fragmented Gift Aid claims, and a month-end that takes longer than it should. This is a systems problem — not a people problem.
Our Approach

The 4D Finance Digitisation Framework

Every engagement follows the same proven structure — from understanding where you are today to a finance function your trustees can rely on.

01
Diagnose
Assess current state — systems, processes, pain points
02
Design
Future-state architecture — tools, workflows, data model
03
Deploy
Implement tools, automation, and integrations
04
Drive
Optimise, scale, and continuously improve

The Assessment anchors Stage 1. Implementation spans Stages 2–3. The Fractional retainer drives Stage 4.

Services

What I Deliver

Four interconnected service areas — built specifically around the complexities of charity finance.

01
Fund Accounting & Process Digitisation
Redesign how your charity tracks and reports on money — so every fund is visible, every restriction is enforced, and every report is accurate.
  • Automated restricted vs unrestricted fund split — see any grant balance at a click
  • Close cycle optimisation — cut month-end from weeks to days
  • AP/AR automation — P2P, O2C and R2R process redesign
  • Gift Aid automation — no more missed or delayed claims
02
Systems & Tools
Select and implement the right technology for charity finance — without paying for features you don't need.
  • Xero with Projects and Tracking Categories — best-in-class fund accounting for smaller charities
  • QuickBooks Non-Profit — purpose-built restricted fund management
  • iATS — automated donation processing and Gift Aid integration
  • NetSuite Non-Profit — for charities approaching £10m with multi-entity complexity
03
Data & Reporting
Give your board and funders the transparency they need — at the click of a button.
  • Real-time fund dashboards — restricted balances, spend-to-date, and forecast
  • Board and trustee reporting packs — clear, consistent, and automated
  • Donor confidence reporting — show exactly how restricted income is being used
  • Grant reporting — real-time restricted spend dashboards, audit-ready in minutes
04
Automation
Remove the manual work permanently — so your finance team focuses on impact, not admin.
  • RPA — automate daily data entry so your Finance Manager saves 10 hours a week
  • AI-assisted workflows — intelligent invoice processing, approvals, and exception handling
  • Payroll automation — integrated runs with same-day exception alerts
  • VAT and Gift Aid compliance — auto-populated, reviewed and filed in hours
Results in Practice

The Workflow Comparison

Here is what the same seven finance tasks look like before and after working with me.

Stage ❌ Manual — The Old Way ⚡ After Digitisation
Fund Tracking Restricted vs unrestricted funds tracked in separate spreadsheets nobody fully trusts Real-time fund balance visible at the click of a button — per grant, per restriction
Month-End Close Close taking 3–4 weeks, manual journal entries, reconciliations done twice Automated close cycle — departmental workflows cut close to 3 days
Gift Aid Claims built manually from spreadsheets, errors missed, submissions delayed Automated Gift Aid calculation and submission — no missed claims
Grant Reporting Weeks rebuilding restricted spend from raw ledger data, high error risk Real-time restricted fund dashboard — report generated in minutes, audit-ready
VAT Returns Pulling figures from multiple spreadsheets, manual cross-checking, late filing risk Auto-populated return from coded transactions, reviewed and filed in hours
Payroll Manual calculations, re-keying into multiple systems, chasing approvals by email Automated payroll run with integrated approvals and same-day exception alerts
Audit Prep 2 weeks of "finding the folders" 1 digital link to a verified, board-ready audit trail
TOTAL SAVING Across all 7 stages of your finance function £25k – £50k / year
Total estimated annual saving: £25,000 – £50,000 per year — well in excess of our guaranteed 10–15% saving threshold.
Proven Results

It Works. Here's the Proof.

Real outcomes from real charity engagements — anonymised but fully costed.

01 — Case Study
Community Charity — Income £3m

A community charity running its entire finance function on legacy software and manual spreadsheets. Month-end was slow, restricted fund reporting was unreliable, and the team spent the majority of their time on data entry rather than analysis.

Following a Finance Digitisation Assessment and full implementation programme, the charity digitised its core finance processes end-to-end — automating invoice processing, fund tracking, and board reporting.

£25,000
Sustainable cost saving per year
40%+
Reduction in manual tasks
Sustained
Year-on-year
02 — Case Study
Anti-Trafficking Charity — Income £4m

A charity supporting trafficking survivors had a month-end close process taking a full calendar month — driven by manual data entry, fragmented systems, and no standardised departmental workflows.

Phase 1 introduced departmental workflow automation and process redesign, reducing the close to 12 days. Phase 2 implemented a cloud ERP with automated bank feeds, cutting the close to just 3 days.

1 month
Month-end close — before
12 days
After Phase 1 | Net saving: £21,616/yr
3 days
After Phase 2 (cloud ERP) | Net saving: £58,154/yr
£37,000
Sustainable net saving per year

Results Guaranteed.
Or You Don't Pay.

The Results Guarantee

Complete the Finance Digitisation Assessment and I guarantee your charity will identify sustainable cost savings of 10–15% of your current finance operating costs — or you pay nothing.

Not a vague report. Not generic best practice. A specific, costed plan built around your team, your systems, and your budget — backed by 20 years of senior finance experience.

Pricing

Clear Pricing. No Surprises.

All engagements scoped and priced before work begins. You know the cost before we start.

Finance Digitisation Assessment
£5k – £15k
2–4 weeks • Fixed price
  • Current state review — process, systems, pain points
  • Automation opportunities identified
  • Tooling recommendations
  • ROI estimate
Finance Transformation & Implementation
£8k – £25k
Project-based • Fixed price agreed upfront
  • Smaller engagements: £8k–£12k
  • Multi-system implementations: £15k–£25k
  • Process redesign, system setup, automation
  • Data model & reporting
Fractional Head of Finance Transformation
£3k – £15k/mo
Retained • Flexible commitment
  • Oversee implementation end-to-end
  • Vendor management
  • Continuous optimisation & scaling
  • Senior-level input without full-time cost

All engagements scoped and priced before work begins. No surprises, no scope creep.

Process

How It Works

Three steps. No jargon. No surprises.

1
Free 30-minute discovery call
Understand your current situation and biggest pain points. No obligation, no pitch — just an honest conversation.
2
Finance Digitisation Assessment
Diagnose, prioritise, and build your transformation roadmap. Guaranteed to identify 10–15% in cost savings — or you pay nothing.
3
Transformation or Fractional retainer
Implement, optimise, and scale at a pace your team can absorb. Fixed price agreed before we start.
About

About Me

Sylvie Bissileu
Qualified Accountant • Finance Transformation Consultant

A qualified accountant with over 20 years of finance experience, including 11 years in senior leadership within the charity sector. I have a proven track record of transforming finance departments by identifying and implementing digital solutions that deliver lasting, measurable results.

I have worked hands-on with ERP migrations, process redesigns, automation programmes, and governance frameworks — always with the same goal: giving finance teams the tools and time to do their best work.

  • 20+ years qualified accountant — 11 years charity sector senior leadership
  • Specialist in charity fund accounting and digital transformation
  • The 4D Framework — proven structure, predictable outcomes
  • Results guaranteed — 10–15% cost savings or you don't pay
  • Fixed pricing — you know the cost before we start
  • Plain English — always

Ready to Get Started?

Book your free 30-minute discovery call. No obligation. No jargon. Just an honest conversation about where your finance function is today and what it could look like.

Book Your Free Discovery Call ✉ sylvie@zemaconsultancy.com www.zemaconsultancy.com

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